GIULIANA CAIVANO

Biography

Degree in Economics of Institutions and Financial Markets from Bocconi University, with a thesis on rating models, and a PhD in Management (specialization in Banking & Finance) from Tor Vergata University of Rome. 20 years of experience in Risk Management, primarily focused on Credit Risk. Currently a Partner in Banking & Risk Advisory practice & Board Member at MBS Consulting (Cerved Group), leading projects and offerings in Credit Risk Modeling (both regulatory and accounting), Model Risk, and Model Validation. Previously coordinated the AIFIRM Working Group on Machine Learning Applications in Risk Management and serves as an Adjunct Professor at the University of Milan, where they teach Statistics for Business Decision-Making. Author of publications in international journals such as the Journal of Credit Risk, European Journal of Finance, Journal of Model Validation, and Journal of Risk, as well as a speaker at international Finance and Risk Management conferences.